It is no secret that banks are getting much more picky about who they lend money to. The financial crisis of a few years ago has changed the rules about qualifying for a loan and that means that consumers have to be more savvy than ever before about the techniques of financing. It doesn't matter if you are going for a car loan, home loan or credit card, the first thing that the lender is going to look at is your credit score. This number will determine if you qualify for a loan and what type of interest rate you will be given. You can protect your credit score by: Paying bills on … [Read more...]